Seiler Instrument Company - Corporate Information

Seiler Instrument Corporate Information

Financing Information

Seiler Quick Facts on Financing Options

LEASE Advantages

Depreciation write-off or fully expensible payments
100% financing and conserves capital. Terms available from 12 months up to 72 months!
No financial information typically required (under $150,000)
Preserves bank lines for unanticipated needs
Always fixed payments and allowance for early payoff w/o penalty
Easy add-ons, trade ups and flexible billing
Simple Credit Criteria: New and Existing Business Finance Plans
Lease does not reflect on a personal credit report
Competitive pricing and FAST TURNAROUND!
YOU WILL ALWAYS BE ABLE TO REACH US ON THE FIRST CALL!
INDUSTRY SPECIALIZATION AND EQUIPMENT KNOWLEDGE

Disadvantages: Not favorable for new business unless properly structured.

BANK LOAN Advantages

Direct ownership and Depreciation write-off
Appropriate when bank lines are rarely utilized
Excellent for short term borrowing (12 months or less)

Disadvantages

Payments may be variable, and terms restricted
Covenant restriction; may encumber other assets
Exhausts credit lines and payments may not be fixed for term
May require: compensating bank accounts, down payments
Training, install, freight, software (Typically not financed)
Banks may lack industry understanding and specialization
Financial condition may hinder ability to borrow or renew lines

CASH PURCHASE Advantages

No finance charges
Direct ownership
Depreciation write-off

Disadvantages

Attacks cash reserves and reduces investment leverage and compound interest
No hedge against inflation
MOST EXPENSIVE after-tax option

Did you know?

A lease in its simplest form is a time pay contract, but with two differences: First, Lessor holds title to the equipment during the term of the rental period. Secondly, the client or lessee has an option to purchase the equipment at the end of the term.

Although, many businesses lease due to the tax benefits, there are just as many leases written for small dollars (under $100,000) solely for favorable terms and ease of application and avoidance of using short-term working capital.

Seiler has financing options available from $5,000 on up for all your new, used, and demo; Surveying, GPS, CAD, Construction, and Computer Equipment needs.

Please Contact

Maureen Crawford

Toll Free: 800-489-2282
Cell# 636-448-3154
Email

Apply here for immediate financing